Rates
Deposit Rates Effective 4-1-13
| Account Type | Opening Deposit |
Minimum Balance To Obtain APY |
Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|---|
| Money Market <$10,000 | $1,000.00 | $0.01 | 0.05% | 0.04% |
| Money Market $10,000+ | $1,000.00 | $10,000 | 0.10% | 0.09% |
| Money Market $25,000+ | $1,000.00 | $25,000 | 0.10% | 0.09% |
| Money Market $50,000+ | $1,000.00 | $50,000 | 0.10% | 0.09% |
| Money Market $100,000+ | $1,000.00 | $100,000 | 0.10% | 0.09% |
| Lifetime Checking | $100.00 | $0.01 | 0.05% | 0.04% |
| Savings $4,999 or less | $50.00 | $0.01 | 0.05% | 0.04% |
| Savings $4,999.01-$9,999.00 | $50.00 | $4,999.01 | 0.05% | 0.04% |
| Savings $9,999.01-$24,999.00 | $50.00 | $9,999.01 | 0.10% | 0.09% |
| Savings $24,999.01+ | $50.00 | $24,999.01 | 0.10% | 0.09% |
| 182 Day CD $1,000-$9,999.99 | $1,000.00 | $1,000.00 | 0.15% | 0.15% |
| 182 Day CD $10,000-$24,999.99 | $10,000.00 | $10,000.00 | 0.20% | 0.20% |
| 182 Day CD $25,000+ | $25,000.00 | $25,000.00 | 0.20% | 0.20% |
| 91 Day CD | $1,000.00 | $1,000.00 | 0.15% | 0.15% |
| 9 Month CD | $5,000.00 | $5,000.00 | 0.25% | 0.25% |
| 12 Month CD | $1,000.00 | $1,000.00 | 0.35% | 0.35% |
| 14 Month CD *SPECIAL* | $5,000.00 | $5,000.00 | 0.40% | 0.40% |
| 15 Month CD | $1,000.00 | $1,000.00 | 0.40% | 0.40% |
| 18 Month CD | $1,000.00 | $1,000.00 | 0.45% | 0.45% |
| 21 Month CD | $1,000.00 | $1,000.00 | 0.50% | 0.50% |
| 23 Month CD *SPECIAL* | $5,000.00 | $5,000.00 | 0.55% | 0.55% |
| 24 Month CD | $1,000.00 | $1,000.00 | 0.55% | 0.55% |
| 27 Month CD (Bump-up) | $1,000.00 | $1,000.00 | 0.60% | 0.60% |
| 30 Month CD | $1,000.00 | $1,000.00 | 0.65% | 0.65% |
| 35 Month CD | $5,000.00 | $5,000.00 | 0.80% | 0.80% |
| 36 Month CD | $1,000.00 | $1,000.00 | 0.80% | 0.80% |
| 42 Month CD | $1,000.00 | $1,000.00 | 0.90% | 0.90% |
| 48 Month CD | $1,000.00 | $1,000.00 | 1.00% | 1.00% |
| 60 Month CD *SPECIAL* | $1,000.00 | $1,000.00 | 1.20% | 1.20% |
| College Fund Account CD | $100.00 | $100.00 | 2.00% | 2.01% |
| 18 Month Variable Rate IRA | $10.00 | $10.00 | 0.05% | 0.04% |
| 30 Month Fixed Rate IRA | $10.00 | $10.00 | 0.65% | 0.65% |
| Business Checking Accounts | ||||
| Community Partner Checking <$10,000 | $100 | $0.01 | 0.05% | 0.04% |
| Community Partner Checking $10,000+ | $100 | $10,000 | 0.10% | 0.09% |
| Community Partner Checking $25,000+ | $100 | $25,000 | 0.10% | 0.09% |
| Community Partner Checking $50,000+ | $100 | $50,000 | 0.10% | 0.09% |
| Community Partner Checking $100,000+ | $100 | $100,000 | 0.10% | 0.09% |
(1) Money Market, Savings, Community Partner Checking and Health Savings accounts have variable interest rates that will change after the account is opened. Fees could reduce earnings.
(2) Rates may change at any time. Please contact a branch or our main office at 815-235-0800 to validate current rates and obtain applicable disclosures.
(3) Not all CD terms are available for use with Traditional and Roth IRA’s. Please contact us for additional details.
(4) Penalty for early withdrawal applies to all CD and IRA products.
(5) Community Partner Checking is exclusively for charitable and local community organizations.
